Importance of senior dental care

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May 26th, 2016

Did you know only 32% of people over 65 continued their dental insurance after retirement?

When seniors are left to figure out health benefits on their own, statistics show us that many retirees are going without coverage. What are some reasons why seniors are opting out of purchasing coverage on their own?

  • “It’s cheaper to pay for dental work each time I visit the dentist instead of having insurance”
  • “My teeth are already bad, I’m getting older and my oral health doesn’t matter anymore”
  • “Buying dental insurance is too much work and I don’t know where to start”

We’re happy to offer a response to these 3 reasons why folks aren’t buying their own dental insurance:

First, if you find yourself having to have a root canal or crown (which is common amongst the older population), it is not cheaper to pay each time you go to the dentist. Having an insurance plan is smart, because Delta Dental will pay a portion of the bill every time you go to the dentist, saving you more money in the long run. Also, keep in mind that with typical plans, the cost of preventive care (exams, cleanings and x-rays) is often covered at 100%.

Secondly, yes, your oral health matters- no matter what age you are! Seniors are more susceptible to gum disease, dry mouth, tooth sensitivity and cavities, so it’s even more important to take care of your teeth as you age. While statistics vary by state, about 25% of adults over 60 don’t have any of their natural teeth. Lack of preventive care care is the number one reason this is happening. Brushing two times a day, flossing and seeing the dentist every 6 months is even more critical at this later stage of life. Also, your oral health is directly connected to your overall health. If you don’t take care of your mouth, you could be putting your health at risk.

Lastly, buying insurance is very simple. Delta Dental of Minnesota offers Individual and Family Dental Plans that are affordable and turn-key. Starting at just $24/month, we offer plans that suit your specific needs and budget. Rest assured, we hold your hand during the process with our Dental 101 section of our website.

Learn more about Delta Dental of Minnesota’s Individual and Family Dental plans, or start shopping for your plan today on our retiree specific page!

Already have a dental plan, but need help understanding your dental benefits? We’ve got you covered! Or do you simply just need assistance finding a dentist? We can help you locate a dentist in your neighborhood.