You went to the dentist, then something called an EOB came in the mail. You’re probably asking yourself what is an Explanation of Benefits (or EOB) and how do I read this?!
Each time you visit the dentist, you’ll receive an Explanation of Benefits following the visit. This document is not a bill. Rather, it provides a breakdown of your dental benefits and how your recent dentist visit impacted them.
An EOB will tell you:
- Treatment performed (description of procedures)
- Dentist or doctor fees
- Insurance company payment
- Amount you might owe (such as deductibles, coinsurance and non-covered services)
- Coordination of Benefits (COB) information, if applicable portion of annual maximum used and the amount paid toward your deductible in the current benefit year.
If you paid your dentist directly, the EOB might come with a check. After you get your EOB, you’ll know if you owe anything to your dentist. If so, that bill will come directly from your dentist. Understanding your benefits doesn’t need to be tough. Delta Dental has you covered.