Discount plan? Dental insurance? What’s the difference?
If you’ve been to your dentist recently, you may have seen advertisements for an in-house dental plan or discount plan. Are you wondering how that differs from your dental insurance?
Small business benefits
Did you know that dental insurance is the ___third-most requested benefit___ among employees, after medical and retirement? It’s no coincidence – dental benefits have been shown to improve oral health and overall well-being. You want talented workers, and they expect benefit packages that work to keep their whole selves healthy.
Largest network, largest savings
At Delta Dental, we’re proud to offer both Delta Dental PPO™ and Delta Dental Premier® networks to our members. The unique dual network gives members the opportunity to choose from a broader selection of dentists. No other national dental carrier comes close to the size of our network:
Getting married? Here's how your dental coverage can change.
When it comes to your dental coverage, marriage is considered a “qualifying life event.” After a qualifying life event, you can make changes to your dental plan within a specified amount of time. If your change isn’t requested in time, you may have to wait for open enrollment – the window of time when you can make changes to your dental coverage. Be sure to check your dental coverage to see when the adjustment will take effect.
Why dental benefits matter
Dental benefits are designed to promote and get the most value out of preventive care. Preventive care not only helps to keep a person’s mouth healthy ongoing, but it is crucial when catching ailments before they become serious – saving not only money on treatment, but time out of the office.
The size of your dental network matters for your employees. Here’s why.
Network coverage should be a key consideration when selecting dental coverage for your business. Network size has a crucial impact on overall cost – both to you and to your employees. Here’s why a large network matters for your employees:
Oral health outshines relationship with friends in Delta Dental survey
Most Americans view oral health as important to their life and overall health in well-being national survey
Preventive care saves you time and money
Most dental plans cover preventive care at 100 percent – and there’s a reason for that! Most regular dentist visits focus on preventive care, including cleanings, oral exams and X-rays.
Dental insurance explained
So, it’s time to enroll in your benefits and you’re wondering, “Do I really need dental insurance? What does it cover and how does it work?” Let’s get your insurance knowledge up to speed and talk about why dental insurance is important for you.