Discount plan? Dental insurance? What’s the difference?
If you’ve been to your dentist recently, you may have seen advertisements for an in-house dental plan or discount plan. Are you wondering how that differs from your dental insurance?
Use it or lose it: Your Flexible Spending Account (FSA) can be applied for dental!
The end of the year is near, and if you have a flexible spending account, you’re coming up on your use it or lose it date! Did you know that your FSA can be used toward some dental expenses? Here’s an example of what’s covered:
Small business owners: How your dental insurance company should be saving you time
When it comes to dental benefits, out-of-pocket costs are only one piece of the puzzle. If your insurance provider doesn’t have the right training and resources, selecting, implementing and managing plans for your small business can mean a significant loss of time for you. Save time by learning what to look for.
Help your employees get the most out of their benefits
Because dental benefits have the potential to improve both oral and overall health, it’s important that employees make the most of their coverage. These simple steps can help encourage employees to leverage their dental benefits as effectively as possible:
Understanding dual coverage
If you’re covered by two dental benefits plans, you have dual coverage. It’s not uncommon, but it can get a little complicated. Here’s how it works:
Getting married? Here's how your dental coverage can change.
When it comes to your dental coverage, marriage is considered a “qualifying life event.” After a qualifying life event, you can make changes to your dental plan within a specified amount of time. If your change isn’t requested in time, you may have to wait for open enrollment – the window of time when you can make changes to your dental coverage. Be sure to check your dental coverage to see when the adjustment will take effect.
The size of your dental network matters for your employees. Here’s why.
Network coverage should be a key consideration when selecting dental coverage for your business. Network size has a crucial impact on overall cost – both to you and to your employees. Here’s why a large network matters for your employees:
Coverage for dental specialists
The trees are blooming and their roots are growing. But what happens if the roots of your teeth aren’t doing so well? Learn how your dental benefits work when you’re referred to an endodontist for a root canal or when you need to see another dental specialist.
Defining dental professionals and specialists
Dental insurance can be confusing – and so can dental care. If you’ve had a complicated dental issue worked on, you might have been faced with a load of jargon, and names of dental professionals you didn’t know existed.