When it comes to dental benefits, out-of-pocket costs are only one piece of the puzzle. If your insurance provider doesn’t have the right training and resources, selecting, implementing and managing plans for your small business can mean a significant loss of time for you. Save time by learning what to look for.

Because dental benefits have the potential to improve both oral and overall health, it’s important that employees make the most of their coverage. These simple steps can help encourage employees to leverage their dental benefits as effectively as possible:

If you’re covered by two dental benefits plans, you have dual coverage. It’s not uncommon, but it can get a little complicated. Here’s how it works:

When it comes to your dental coverage, marriage is considered a “qualifying life event.” After a qualifying life event, you can make changes to your dental plan within a specified amount of time. If your change isn’t requested in time, you may have to wait for open enrollment – the window of time when you can make changes to your dental coverage. Be sure to check your dental coverage to see when the adjustment will take effect.

Network coverage should be a key consideration when selecting dental coverage for your business. Network size has a crucial impact on overall cost – both to you and to your employees. Here’s why a large network matters for your employees:

The trees are blooming and their roots are growing. But what happens if the roots of your teeth aren’t doing so well? Learn how your dental benefits work when you’re referred to an endodontist for a root canal or when you need to see another dental specialist.

Dental insurance can be confusing – and so can dental care. If you’ve had a complicated dental issue worked on, you might have been faced with a load of jargon, and names of dental professionals you didn’t know existed.

Most dental plans cover preventive care at 100 percent – and there’s a reason for that! Most regular dentist visits focus on preventive care, including cleanings, oral exams and X-rays.

So, it’s time to enroll in your benefits and you’re wondering, “Do I really need dental insurance? What does it cover and how does it work?” Let’s get your insurance knowledge up to speed and talk about why dental insurance is important for you.