Blog Posts Categorized: Insurance Explained



November 8th, 2017
What to expect during open enrollment

Insurance coverage for most companies begins on January 1, so many hold their open enrollment right around now! We’ve put together a little guide on what you likely can expect as you go through the process of choosing your benefits for 2018. Your HR department will communicate that it is time to choose your next… Read more »

November 2nd, 2017
How pre-treatment estimates work

To help members understand costs before they’re incurred, Delta Dental provides free pre-treatment estimates*, which are sometimes referred to as pre-determinations or pre-authorizations. These estimates give patients an approximate idea of how much a dental treatment will cost overall, and how that cost will be split between the member and Delta Dental. Getting a pre-treatment… Read more »

October 11th, 2017
Avoid surprises – get a pre-treatment estimate!

It’s a season of surprises, but that doesn’t mean your dental bill should catch you off guard! Before you have a dental procedure or treatment, ask your dentist to submit a pre-treatment estimate to Delta Dental. A free pre-treatment estimate, sometimes called a pre-determination or pre-authorization, gives patients an approximate idea of how much a… Read more »

October 9th, 2017
Dental Benefits After Retirement

  For many people, planning for retirement means decades of tucking money away in retirement accounts and scheduling vacations. But many of these same people forget to plan for one thing – dental benefits! Most retirees lose employer-sponsored dental coverage when they leave the workforce. While some Medicare Advantage plans offer dental benefits, not all… Read more »

September 19th, 2017
What should I ask my HR department this open enrollment period?

Pumpkin spice lattes are just around the corner – and, for many of us, that means open enrollment season isn’t far behind. Picking your benefits can be complicated. In fact, statistics show that most people tend to just re-enroll in the benefit options that they have chosen previously. But benefit packages often change, and you… Read more »

August 28th, 2017
Tips for choosing the dentist that’s right for you

Whether you’ve moved to a new city, switched insurance providers, or are just looking for a new dentist, it can feel tricky to know where to start. Here are a few key factors to consider when starting your decision-making process:   Your Network Seeing an in-network dentist will save you the most out-of-pocket costs. There… Read more »